Where We Lend

We will fund property backed businesses with assets located in the United Kingdom, Republic of Ireland, Spain and Portugal.

Where we lend background image

Debt Parameters

We will look at each proposition on its own merits. We like dealing with experienced property professionals with a desire to grow their business.

We can provide investment and development funding and have specialised in assisting borrowers take back control of their businesses from distressed situations through high LTV debt based on credible business plans.

Our funding is generally not suited to low LTV dry investment deals but is instead an attractive option for those borrowers with lower levels of equity where there are active asset management opportunities that drive forward value creation.

Many mainstream borrowers who have survived, feel stagnated due to lack of acquisition, development or refurbishment capital as cashflow is swept to debt repayment. Our refinancing of existing loans from other providers does allow additional debt for acquisitions and capital spend and we can offer the potential for some cash out to reflect past successes.

Our minimum debt size is £10,000,000 / €10,000,000


We like commercial property as a whole and will provide debt across the commercial spectrum. We provide debt funding for investment and development purposes, including residential development. We are less keen on strategic land funding on a standalone basis. We will provide such funding where there is an element of strategic land within a portfolio, but this should account for no more than 20% of portfolio value and is not considered a core activity of the borrower.


Facility Periods

Facility terms are tailored to match the transactional nature of the business plan and are typically 1 to 3 years.  We can offer terms of up to 7 years.


Our pricing is deal specific and is a mix of a single interest rate on a whole loan together with arrangement and exit fees. In deals with very low equity input we will look to share some of the upside to reflect the higher risk profile.  We are happy to discuss your individual requirements.


"Fairfield have been an ideal capital partner to help make a transformative change to our business.  We have found them to be both fair and commercial which has allowed deals to conclude in an efficient and timely manner while also allowing creativity in approaching new opportunities." 
- Derek Poppinga, Managing Director Mm Capital

"We were keen to work with the Fairfield team given their flexibility, commerciality, turnaround times, business support and in depth knowledge of our business aspirations. We had 8 other  offers from funders  but in the end our previous experience of the Fairfield team was key in our decision to move forward with them. I can recommend them with confidence." 
- Pat Kearney, Managing Director Kilmona Holdings