Joe Heaton
Joe Heaton
Risk Analyst
![Headshot of Joe Heaton](/sites/default/files/2023-05/joe_heaton_headshot_0.jpg)
Joe joined FREF in January 2022 as a Risk Analyst.
Before FREF, Joe worked for Lloyds Banking Group for 8 years.
During his time with LBG, Joe worked in the Anti Money Laundering team for 4 years. This involved carrying out ongoing Know Your Customer reviews on Global Corporations, Financial Institutions & Mid-Market clients.
Prior to this, Joe spent 4 years within the retail network of LBG, working in the Halifax branches as a Customer Advisor and Banking Consultant.