Joe Heaton

Joe joined FREF in January 2022 as a Risk Analyst.

Before FREF, Joe worked for Lloyds Banking Group for 8 years.

During his time with LBG, Joe worked in the Anti Money Laundering team for 4 years. This involved carrying out ongoing Know Your Customer reviews on Global Corporations, Financial Institutions & Mid-Market clients.

Prior to this, Joe spent 4 years within the retail network of LBG, working in the Halifax branches as a Customer Advisor and Banking Consultant.